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Special pdf for SBI Associate Clerk Exam Quick Preparaion Download

Guys Here i am uploading a pdf for SBI Associates clerk exam, you can download this preparation and Crack the SBI associates Clerk Exam-Current Affairs and Banking Awareness Section I have also uploaded the Current Affairs for November you should also read it for better Practice. All the best for you SBI-Associates Clerk Exam.


  • Repo rate- 8%
  • Reverse Repo Rate-7%
  • CRR-4%
  • SLR-22%
  • Bank Rate-9%
  • Marginal Standing Facility (MSF)- 9%


  •  RBI amended KYC norms for NBFC’s, as they were facing practical difficulties and constraints in getting KYC documents at frequent intervals. 
  • The Department of Financial Services under the Union Ministry of Finance on 31 December 2014 appointed the Managing Directors (MD) and Chief Executive Officers of four Nationalised Banks. 
  •  Union Cabinet approved the hike of government stake in Industrial Finance Corporation of India (IFCI) ltd to 51 percent. 
  •  The Reserve Bank of India on 29 December 2014 released the Financial Stability Report December 2014. The report also includes the Trend and Progress of Banking in India during 2013-14.
  •  Foreign Exchange Reserves of India reached 320 billion US dollars on the back of a massive jump in foreign currency assets. 
  •  Four PSUs signed joint venture agreements to set up an integrated coal gasification-cum-fertiliser and ammonium nitrate complex in Talcher, Odisha. 
  •  Union Cabinet approved promulgation of an Ordinance to hike FDI cap in the insurance sector to 49 percent. 
  •  Suresh Prabhu Advisory Group on Integrated Development of Power submitted report to Union Government. 
  •  BHEL bagged a 16.96 million Euros contract for a thermal power project from Electricity Generation Company of Turkey. 
  •  The interest rate of 8.75 percent on Provident Fund (PF) deposits for the year 2014-15 was approved by the Union Finance Ministry on 19 December 2014. 
  •  RBI imposed monetary penalty on ICICI bank and Bank of Baroda for violation of its instructions regarding norms on KYC and AML. 
  •  RBI increased RTGS (real time gross settlement) business hours from 7.30 hours to 12 hours. 
  •  The Cabinet Committee on Economic Affairs (CCEA) on 10 December 2014 approved the implementation of the Tea Development and Promotion Scheme of the Tea Board. 
  •  Union Cabinet approved to set up of 500 crore rupees Credit Guarantee Fund for factoring of Micro, Small and Medium Enterprises.
  •  The Union Government on 5 December 2014 divested its 5 percent stake in Steel Authority of India Ltd (SAIL). 
  •  The Reserve Bank notified reviewed Foreign Direct Investment (FDI) policy in railways infrastructure and Defence sectors. 
  •  Air India signed a MoU with NBCC for monetization of surplus land assets of the national carrier.
  •  The Union Cabinet approved Regional Rural Banks (Amendment) Bill, 2013 that seeks amendments in the Regional Rural Banks (RRBs) Act, 1976. 
  •  RBI in its fifth bi-monthly monetary policy statement kept the policy rates unchanged.
  •  International Finance Corp (IFC) arm of World Bank issued 10 billion rupee Masala bond to fund infrastructure development. The so-called masala bonds mark the first rupee bonds listed on the London Stock Exchange. The name masala bond is the Indian counterpart of the Dim Sum bond applied to Chinese offshore issues of IFC. Bonds issued inside India by IFC are known as Maharaja Bonds.
  •  November 11: Reserve Bank of India tightened its norms for Non-Banking Financial Companies (NBFCs) by requiring them to have a much stronger capital base. Failing to which, the NBFCs would lose their CoR (Certificate of Registration). NBFCs have been given time till March 2017 to comply with the norms.
  •  November 19: Indian Renewable Energy Development Agency Ltd ( IREDA) and US ExportImport (Exim) Bank signed a Memorandum of Understanding (MoU) with respect to cooperation on clean energy investment.
  •  State Bank of India (SBI) Mutual Fund (MF) announced that it will launch Shariah Equity Fund on 1 December 2014. The fund is aimed at attracting investments from Muslim populations of India. The fund has been approved by the All India Muslim Personal Law Board, an authority that oversees the observance of Muslim civil laws in India.
  • The Securities and Exchange Board of India (SEBI) directed Foreign Portfolio Investor (FPI) to ensure compliance with all necessary norms of Foreign Portfolio Investment (FPI) Regulations before issuing Offshore Derivative Instruments (ODIs) especially participatory notes (P-notes) with immediate effect. With respect to this SEBI issued the guidelines outlining the details.
  •  Reserve Bank of India (RBI) decided to sell worth 2000 crore rupees government bonds through Open Market Operations (OMOs) to squeeze the liquidity in the market.
  • The Reserve Bank of India on 27 November 2014 issued Guidelines for Licensing of Small Finance Banks in the Private Sector. As per the issued guidelines, the minimum paid-up equity capital for small finance banks shall be 100 crore rupees.
  •  Reserve Bank of India (RBI) released guidelines for Licensing of Payments Banks. These guidelines will allow mobile firms and supermarket chains, among others, to enter the banking arena to cater to individuals and small businesses.
  • The objectives of payments banks will be to further financial inclusion by providing small savings accounts and payments or remittance services to migrant labour workforce, low income households, small businesses, other unorganized sector entities and other users.
  • The Reserve Bank of India (RBI) eased gold imports and scrapped 20:80 scheme. The decision to withdraw the 20:80 scheme will cut smuggling of gold and raise legal shipments into India. In 2013, the 20:80 scheme was introduced to bring down inbound shipments, sliding rupee and to combat a huge current account deficit (CAD) along with a hike in import duty to 10 percent.
  • Union Cabinet approved proposal to amend Foreign Direct Investment (FDI) policy in construction and real estate sectors.
  •  India-Saudi agreed to cooperate in areas of strategic reserves, petrochemical conservation, refineries and
Read more by downloading pdf or Docx for SBI Associate clerk Exam-

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Study material for SBI-Associates Clerk Exam 2015 Download pdf-Free

By Deepak Tomar →

Study Material for IBPS PO & Clerk, RRB, SBI PO & Clerk ~ Computer Awareness

Computer is a scoring subject in IBPS Clerk, PO, in RRB, RBI and also in SBI PO & Clerk. For your better practice and knowledge i have uploaded a pdf for computer awareness for IBPS examination. you can practice some questions here or can download the same in pdf file from the bottom of the page which contains 700 questions for practice.

1. A peer-to-peer LAN is an appropriate network architecture for____
(1) The Internet.
(2) Home network.
(3) Network requiring a server with shared resources.
(4) wide area network
(5) None of these

2. Similar to a hub in an Ethernet network, a ____________ helps relay data between wireless network nodes.
(1) Wireless port
(2) Wireless access point
(3) wireless adapter
(4) wireless transceiver
(5) None of these

3. Cell phones use ____________ to access the Internet.
(1) MMS technology
(2) a notation system
(3) micro browser software
(4) HTML language
(5) None of these

4. In CSMA/CD, the computer sends a fixed unit of data called a(n)_______
(1) Node.
(2) Packet.
(3) Override.
(4) Token.
(5) None of these

5. The uniform resource locator (URL) is case sensitive in the ____.
(1) Protocol
(2) Authority
(3) Directory
(4) Type
(5) None of these

6. ASCII is a(n)________
(1) Numbering system for representing numbers with decimals.
(2) Character representation standard common in older mainframe computers.
(3) Encoding standard used to represent letters and characters.
(4) Symbolic programming language that directly represents machine instructions.
(5) None of these

7. A global network made up of thousands of privately owned computers and networks is called the:
(1) World Wide Web.
(2) Internet.
(3) Specialized search engine.
(4) Internet2.
(5) None of these

8. Which of the following is NOT a basic function of the operating system?
(1) Manage memory
(2) Provide the word processing system
(3) Start the computer
(4) Provide the user interface
(5) None of these

9. Which of the following scrambles a message by applying a secret code?
(1) Encryption
(2) Audits
(3) UPS
(4) Firewalls
(5) None of these

10. The Internet began with the development of
3) Ethernet
4) Intranet
5) None of these

11. Website is a collection of ________
1) HTML documents
2) Graphic files
3) Audio and Video files
4) All of the above
5) None of these

12. Who designed the first electronic computer - ENIAC ?
1) Van Neuman
2) Joseph M Jacquard
3) J presper Eckert
4) Both 1 and 2
5) None of these

13. Which of the following is not a network?
1) Local Area Network
2) Wide Area Network
3) Optical Fiber
4) All are networks
5) None of these

14. In MICR, C stands for?
1) Code
2) Colour
3) Computer
4) Character
5) None of these

15. Which of the following is the largest unit of storage?
1) GB
2) KB
3) MB
4) TB
5) None of these

16. Virtual memory is?
1) memory on the hard disk that the CPU uses an extended RAM
2) in RAM
3) only necessary if you do not have any RAM in your computer
4) a back up device for floppy disks
5) None of these

129. Perforated paper used as input or output media is known as_____
(1) Paper tape
(2) Magnetic tape
(3) Punched paper tape
(4) Card punch
(5) None of these

130. 30 The first generation computer system used________
(1) Vacuum tubes
(2) Transistors
(3) Registers
(4) Magnetic cores
(5) Silicon chip

131. To access properties of an object, the mouse technique to use is _______
(1) dragging
(2) dropping
(3) right-clicking
(4) shift-clicking
(5) None of these

132. The ALU and Control Unit jointly known as_______
(1) RAM
(2) ROM
(3) CPU
(4) PC
(5) none of these

133. Computers process data into information by working exclusively with ______
(1) multimedia
(2) words
(3) characters
(4) numbers
(5) None of these

134. COBOL stands for _______
(1) Common Business Oriented Language
(2) Computer Business Oriented Language
(3) Common Business Operated Language
(4) Common Business Organized Language
(5) None of these

135. What is the other name for programmed chip?
(1) RAM
(2) ROM
(3) LSIC
(4) PROM
(5) None of these

136. ___________ Store data temporarily and pass it on as directed by the control unit.
(1) Address
(2) Register
(3) Number
(4) Memory
(5) None of these

137. RAID stands for________
(1) Reproduce Array of Intelligent Disks
(2) Reproduce Array of Inexpensive Disks
(3) Redundant Array of Inexpensive Drives
(4) Redundant Array of Inexpensive Disks

138. Select the smallest memory size:-
(1) Terabyte
(2) Gigabyte
(3) Kilobyte
(4) Megabyte
(5) None of these

139. In most Microsoft programs, what does 'alt+f4' do?
(1) Ends the program
(2) Opens the program
(3) Run the program
(4) Modify the program
(1) none of these

140. A device that is used to transmit data from one location to another is known as ________
(1) Storage
(2) Memory
(3) Carrier
(4) All of the above
(5) None of these

141. Programs developed by an outside supplier and provided to the user in a machine readable form is known
(1) Canned programs
(2) Beta program
(3) Alpha program
(4) All of the above
(5) None of these

142. Which of the following describe one or more characteristics of a modem computer?
(1) An electronic device
(2) A mechanical device
(3) An electro-mechanical device
(4) All of the above
(5) None of these

143. Octal number system has a base ______.
(1) Two
(2) Four
(3) Eight
(4) Ten
(5) None of these

144. PL 1 (Programming Language One) Is __________.
(1) High level programming language
(2) Low level programming language
(3) Machine language
(4) Assembly language
(5) None of these

145. Which of the following is a disadvantage of machine language?
(1) Machine Dependent
(2) Slower Execution
(3) Machine Independent
(4) all of the above
(5) None of these

146. Android Operating system is an example of which kind of Source Model?
(1) Vertical Market Software
(2) Open Source
(3) Horizontal Market Software
(4) Shareware
(5) None of these

147. You can use the tab key to___________.
(1) Move a cursor across the screen
(2) Indent a paragraph
(3) Move the cursor down the screen
(4) Only ((1) and (2)
(5) None of these

148. Which process checks to ensure the components of the computer and operating are connected properly?
(1) Booting
(2) Processing
(3) Saving
(4) Editing
(5) None of these

149. What is the correct association between a hardware component and a computer function?
(1) Monitor > input
(2) Mouse > input
(3) CPU > storage
(4) Hard disk > processing
(5) None of these

150. The sharing of a medium and its path by 2 or more devices is called ________.
(1) Modulation
(2) Encoding
(3) Line discipline
(4) Multiplexing
(5) None of these

151. The server on the internet is also known as ___________.
(1) Repeater
(2) Host
(3) Gateway
(4) AND Gate
(5) None of these

152. A database management system (DBMS) is a__________.
(1) Hardware system used to create, maintain and provide controlled access to a data- base
(2) hardware system used to create, maintain, and provide uncontrolled access to a database.
(3) Software system used to create, maintain, and provide uncontrolled access to a database.
(4) Software system used to create, maintain and provide controlled access to a database.
(5) None of these

153. Which of the following is an example of connectivity?
(1) Internet
(2) floppy disk
(3) power card
(4) data
(5) None of these

154. What menu is selected to cut, copy and paste?
(1) File
(2) Tools
(3) Special
(4) Edit
(5) None of these

155. To save a document in different location use ______.
(1) Save
(2) Save as
(3) Save as web page
(4) All of above
(5) None of these

156. Programming language built into user programs such as Word and Excel are known as _______.
(1) 4GLs
(2) Macro languages
(3) object-oriented languages
(4) visual programming languages
(5) None of these

157. Codes consisting of lines of varying widths or lengths that are computer-readable are known as______.
(1) an ASCII code
(2) a magnetic tape
(3) an OCR scanner
(4) a bar code
(5) None of these

158. To reload a Web page, press the __________ button.
(1) Redo
(2) Reload
(3) Restore
(4) Ctrl
(5) Refresh

159. Personal computers can be connected together to form a_______.
(1) server
(2) supercomputer
(3) network
(4) enterprise
(5) None of these

160. Which of the following is true?
(1) Byte is a single digit in a binary number
(2) Bit represents a grouping of digital numbers
(3) Eight-digit binary number is called a byte
(4) Eight-digit binary number is called a bit
(5) None of these

161. Which of the following can be used to select the entire document?
(1) CTRL+A
(2) ALT+F5
(4) CTRL+K
(5) CTRL+H

162. A concentric circle on a disk is called a________
(1) cylinder
(2) track
(3) head
(4) sector
(5) none of these

163. DSL is an example of a(n) ____________ connection.
(1) network
(2) wireless
(3) slow
(4) broadband
(5) none of these

164. Instructions and data that are processed by the CPU are located in________
(1) CD-ROM
(2) RAM
(3) the hard disk
(4) the motherboard
(5) none of these

165. All of the following are considered to be storage devices EXCEPT_______
(1) floppy disk
(2) CPU
(3) CD
(4) hard disk drive
(5) none of these

166. The commonly used UNIX commands like date, ls, cat etc. are stored in_________
(1) dev directory
(2) bin directory
(3) tmp directory
(4)unix directory
(5) None of these

167. A circuit with about 100 transistors fabricated on a single chip is called _____
(1) MCR
(2) MSI
(3) MIS
(4) RJE
(5) None of these

168. One megabyte equals approximately ___________
1) 1,000 bits
2) 1,000 bytes
3) 1 million bytes
4) 1 million bits
5) 2,000 bytes

169. A computer checks the _____ of user names and passwords for a match before granting access.
(1) Website
(2) Network
(3) Backup file
(4) Data base
(5) None of these

170. Computers that are portable and convenient for users who travel are known as _____
(1) Super computers
(2) Lap tops
(3) Mini computers
(4) File servers
(5) None of these

171. What is the term for unsolicited e-mail?
(1) News group
(2) Use net
(3) Backbone
(4) Flaming
(5) Spam

172. The _____ tells the computer how to use its components.
(1) Utility
(2) Network
(3) Operating system
(4) Application program
(5) None of these

173. When sending an e-mail, the _____ line describes the contents of the message.
(1) to
(2) subject
(3) contents
(4) CC
(5) None of these

174. The _____ key will launch the start buttons.
(1) Esc
(2) Shift
(3) Windows
(4) Shortcut
(5) None of these

175. What is the ultimate purpose of Defragmentation?
(1) Make the PC faster
(2) Create More Free Space
(3) Delete temporary files
(4) Reduce Power consumption
(5) none of these

176. Which input device cannot be used to work in MS Office?
(1) Scanner
(2) Mouse
(3) Keyboard
(4) Joy stick
(5) Light pen

Download more Questions for computer Awareness in pdf-

Computer Awareness pdf/Study Material For IBPS,RRB,RBI,SBI

By Deepak Tomar →

Download Marketing pdf for SBI-PO & Clerk Examination

Guys i am uploading two pdf file and these are about marketing concepts. If you are preparing for your SBI- Clerk or PO exam then there will be computer involved with some marketing concepts. This pdf covers all concept of marketing and its my guarantee that if you will study this whole pdf completely then you will be able to solve 95 % questions so Download the pdfs from the given below links.

Sample questions in the pdf for marketing--

What is Marketed?
Marketing people market 10 types of entities. They are:
Goods: Physical goods that may be manufactured, produced in farms or mined. These account for
the bulk of the marketing efforts in most of the countries.
Services: These are intangible products that involve performing some service for the customers.
This may be service performed on the customer, like a haircut, on customer’s possessions, like
servicing of car, or for the customer, like screening of a movie. Services account the maximum
marketing effort after products in most of the countries. In many developed countries the volume of
services has exceeded that of goods.
Events: Time based shows such as new year celebration, or a sporting event.
Experiences: Experiences which results from a combination of products and services. The customer
is interested in the total experience such as an organized holiday tour package rather than the
individual products and services included in the package.
Persons: Like marketing of a celebrity or of a candidate in a public election.
Places: Like cities, state, nations, for purposes such as attracting tourists and investment.
Properties: This could be physical properties like real estate or intangible rights in properties.
Organizations: This basically refers to building positive image of organizations, such as companies,
universities, and charitable organizations.
Information: Books are the traditional means of selling information, but there are many other type
of information marketed. For example market intelligence, economic analysis and mailing lists.
Ideas: Every market offering includes a basic idea. In addition ideas may be marketed by themselves.
For examples, some religious bodies try to promote their ideas of what constitutes the right behavior.
Company Orientations to the Marketplace
What philosophy should guide a company marketing and selling efforts? What relative weights
should be given to the interests of the organization, the customers, and society? These interest
often clash, however, an organization’s marketing and selling activities should be carried out under
a well-thought-out philosophy of efficiency, effectiveness, and socially responsibility. Five orientations
(philosophical concepts to the marketplace have guided and continue to guide organizational
1. The Production Concept
2. The Product Concept
3. The Selling Concept
4. The Marketing Concept
5. The Societal Marketing Concept

For more download the pdf files--

Download Marketing pdf for SBI-PO and Clerk Part 1-

Download Marketing pdf for SBI-PO and Clerk Part 2-

Marketing for Banking ~ IBPS and SBI exams

By Deepak Tomar →

Study Material For SBI-Clerk AND RRB and RBI 2014 : Notes for Banking Awareness | General Knowledge

Guys i am putting a very important post that contains all necessary material for preparation of SBI clerk and RRB OFFICER SCALE I,II,III and MULTIPURPOSE and RBI office assistant exam  to be held in upcoming days. The pdf file contains notes of banking awareness. we all know that to clear SBI-clerk exam we have to secure a min. cutoff in each subject + to gain name in merit list it is very important to get good marks in one subject and it is GK or Banking awareness which creates difference. So download this pdf file + current affairs that i will be posting in next post to prepare for exam.

Download pdf from here--

Download special pdf covering BUDGET+ current affairs +banking news and banking awareness for RRB CWE 3 and RBI 2014 exam--

!!! Friends after reading this pdf i am damm sure that you will be able to attempt all the queations its my guarantee or promise  !!!

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Study Material For IBPS: Free book for Banking Awareness(pdf)

By Deepak Tomar →